Every feature is designed to save you time, protect your data, and give you clarity over your finances — whether you are online or off.
Add transactions in under 5 seconds. AI auto-categorizes every purchase with 95%+ accuracy so you never have to sort receipts again.
Your personal financial analyst that never sleeps. Detects spending anomalies, predicts upcoming expenses, and coaches you toward your goals.
Create custom budgets for any category and time period. Beautiful ring charts show your progress at a glance with smart threshold alerts.
Track finances across borders. 150+ currencies with exchange rates refreshed every 6 hours so your balances are always accurate.
Connect your bank accounts through Plaid and watch transactions flow in automatically. No more manual data entry.
Set savings goals with milestones and watch your progress with satisfying animations. Hit 25%, 50%, 75%, and celebrate at 100%.
Just say "I spent $12 on coffee" and it's logged. OpenAI Whisper transcription with natural language understanding.
One dashboard for every asset you own — cash, stocks, ETFs, crypto, real estate, retirement, and liabilities. Net worth trends with full currency conversion.
Crush debt with strategy. Compare avalanche vs. snowball, model extra payments with a time-travel slider, and see exactly when you will be debt-free.
See up to 12 months ahead. Finaps forecasts your balance from your spending patterns and recurring bills, then lets you simulate any scenario.
Know exactly how much you can safely spend today. We subtract bills, goals, and your safety buffer so the number you see is truly yours to enjoy.
Set it and forget it. Subscriptions, rent, utilities — automatically scheduled and tracked so nothing falls through the cracks.
Income vs. expense breakdowns, cash flow forecasts, and a year-in-review with PDF export. Data-driven decisions made simple.
Works perfectly without internet. Add transactions on a plane, in a tunnel, anywhere. Everything syncs seamlessly when you reconnect.
Your financial data deserves the best protection. End-to-end encryption, biometric authentication, and GDPR-compliant by design.
Start free forever. Upgrade to Pro to unlock the full power of Finaps.
Join 50,000+ users who have already transformed how they manage money. Free forever, no credit card required.